Reading Time: 6 minutes Data on consumer insolvency and bankruptcy, as well as laws on personal property exemptions, show great variances between regions, provinces and territories. This article references Statistics Canada’s most recent Annual Consumer Insolvency Rates by Province and Economic Region – 2010-2019 (Per 1,000 Population Aged 18 Years and Older). Insolvency is a person’s inability to pay […]
CONSUMER | When the Doorbell Rings: Direct sales contracts
Reading Time: 3 minutes Your doorbell rings at home. You take a peek out your window. Then the realization hits you: it’s someone going door to door trying to sell you something again. If you’re anything like my cat (or me), you promptly hide in another room until the seller is gone –unless they are selling cookies, of course. […]
YOUTH | Money, Money, Money!
Reading Time: 4 minutes Maybe you have a part-time job. Maybe your parents pay you an allowance. Maybe you make money shoveling snow or cutting grass. In any case, you’ve got money! Opening a Bank Account First step, where do you put this money? Have you outgrown your piggy bank? Maybe a bank account would be more appropriate! If […]
Foreclosures in Alberta: The return of the ’80s?
Reading Time: 6 minutes When the pandemic hit, mortgage companies quickly realized the potential for a large upswing in mortgage defaults due to job losses. As a result, many offered homeowners an opportunity to defer their mortgage payments for up to six months. The CBC recently reported that Albertans took lenders up on this offer and deferred more than […]
CONSUMER | Canada’s Law on Consumer Product Safety
Reading Time: 5 minutes 20/20: Looking back over the last 20 years In the past 2 months alone, you’ve probably heard about the recent food recall warnings on beef and romaine lettuce. Did you know that we have a law in Canada that deals with product safety and recalls? The Canada Consumer Product Safety Act (“CCPSA”) regulates consumer products […]
Introduction to Contracts
Reading Time: 4 minutes Consumer law covers a wide range of topics that are pervasive in our everyday lives – including contracts, advertising, credit, buying of goods and services, privacy and more. CPLEA often receives questions from the public about consumer law-related issues and so LawNow is launching this column to address these concerns. Our new Consumer column aims […]
