Misinformation is one of society’s current challenges. While technological tools increase access to useful and crucial information, they also facilitate the spread of false information. Misinformation is inaccurate information published as truth. If the information is intentionally deceptive, … [Read more...]
A first look at Alberta’s new life lease legislation
Recent media reports exposed gaps in consumer protection for life leases in Alberta, leading to May 2024 amendments to the Consumer Protection Act in an attempt to address these concerns. Within the past year, you may have heard about Alberta seniors trying to get their life savings back after … [Read more...]
Compensation for Travel Delays
Canada's Airline Passenger Protection Regulations set out rules that airlines must follow, including compensation for travel delays and how to make a claim. You will likely recall the extreme winter weather conditions across Canada in December 2022 and January 2023. Winter storms affected the … [Read more...]
Dealing with Holiday Debt
Money Mentors provides practical tips and free supports for dealing with holiday debt, including credit card balances. For many people, the most wonderful time of the year also ends up being the most expensive. The joy of the holiday season can quickly become overshadowed by the stress of … [Read more...]
Hot Legal Topics of 2022
You asked and we answered - questions about interest rates, rent increases, layoffs and terminations of employment, grants of probate and conversion therapy. As another year ends, it’s a time to reflect back on the year that was and look forward to the year that will be. I think many of us are … [Read more...]
Buy Now Pay Later (BNPL): Do you know what you are getting into?
As BNPL gains popularity among Canadian shoppers, here are three things you should know about it plus some words of caution. You may notice that many online retailers (also known as merchants) now allow you to buy goods and services through a buy now, pay later (BNPL) option. Thinking of buying a … [Read more...]
Racial Profiling in the Retail Industry
Consumer racial profiling is usually built on the misconception that certain ethnic groups are more likely to shoplift than others. Consumer racial profiling is a serious issue that has not been researched enough in Canada. Different terms are used to characterize consumer racial profiling, such as … [Read more...]
Regional Anomalies in Canada’s National Consumer Insolvency & Bankruptcy Rates
Data on consumer insolvency and bankruptcy, as well as laws on personal property exemptions, show great variances between regions, provinces and territories. This article references Statistics Canada’s most recent Annual Consumer Insolvency Rates by Province and Economic Region – 2010-2019 (Per … [Read more...]
Everything You Need to Know About Wedding and Special Event Insurance
Wedding and special event insurance is a special kind of cancellation insurance that can protect you if your event goes awry. When you’re thinking about planning a big event—whether it’s a wedding, huge birthday bash or blowout retirement party—no one wants to think about cancellations or other … [Read more...]
When the Doorbell Rings: Direct sales contracts
Your doorbell rings at home. You take a peek out your window. Then the realization hits you: it’s someone going door to door trying to sell you something again. If you’re anything like my cat (or me), you promptly hide in another room until the seller is gone –unless they are selling cookies, of … [Read more...]