Providing resources about discrimination for partially-sighted, blind and Deafblind individuals in Ontario, the project is now growing nationally. About CNIB CNIB is a non-profit organization driven to change what it is to be blind today. We deliver innovative programs and powerful advocacy that … [Read more...]
Accessibility Legislation Across Canada: The current situation
The Accessible Canada Act and similar legislation in four provinces address systemic barriers of accessibility. According to Statistics Canada (2017), 22% of Canadians over the age of 15 live with at least one disability that limits their everyday activities. Federal and provincial human … [Read more...]
Insurance: What does the tax man say about it?
Insurance is complex enough – what happens when it intersects with our tax system? We have good news… Under the Excise Tax Act, insurance is a financial service, making it exempt from GST. If we only had to address the GST, this would be a simple, short article. However… And we have bad … [Read more...]
Vehicle Insurance: What are you paying for anyway?
If you own a vehicle, you probably pay for insurance on it. But you may not know what you are actually paying for and why governments require it. This article briefly describes why governments require vehicle insurance. It then gives an overview of the insurance systems for mandatory insurance in … [Read more...]
Everything You Need to Know About Wedding and Special Event Insurance
Wedding and special event insurance is a special kind of cancellation insurance that can protect you if your event goes awry. When you’re thinking about planning a big event—whether it’s a wedding, huge birthday bash or blowout retirement party—no one wants to think about cancellations or other … [Read more...]
Act Now: Insurance policies and the duty to notify
Insurance policies require insureds to notify the insurer of claims and potential claims. Insurance policies, like any other contract, contain certain legal obligations. For example, insurance policies of all types require insureds to notify the insurer of loss or damage – or in the case of … [Read more...]
Advancing the Human Rights to Water and Sanitation under International Law: Human rights vs. investor rights
While international mechanisms are increasingly recognizing the human rights to water and sanitation, states must take action too. Concerns about the human rights to water and sanitation (HRWS) under international law have gained increasing attention in recent years. In Canada, ongoing water … [Read more...]
The Alberta Water Council and Consensus Decision-Making
The Alberta Water Council is interesting because of its role and how it makes decisions - by consensus only. This article is about two things. First it briefly describes the Alberta Water Council. Second, it talks about consensus decision-making – a way groups can work together toward a common goal … [Read more...]
NAFTA vs. CUSMA: Is Canada’s water a good or a right?
The impact of the new CUSMA on Canada's water, as compared to NAFTA's provisions, remains to be seen. While Canada has 20% of the world’s freshwater, less than half of this freshwater (7%) is renewable. The world, including our American neighbours, is struggling with water crises in many places. As … [Read more...]
Property Laws You’ve Maybe Never Heard Of
Did you know that each province in Canada has different property laws? Property laws deal with buying and selling land, dividing property at the end of a relationship, property liens and claims, registering interests in property, buying and selling goods, inheritances, etc. The reason for each … [Read more...]
